List of Policies/Programmes/Schemes of the Government of India [Part II]

List of Policies/Programmes/Schemes of the Government of India [Part II] with features and objectives that will help you in the preparation of different competitive examination.


List of Policies/Programmes/Schemes of the Government of India [Part II]

Schemes Features of the  Policies/Programmes/Schemes
Janani Shishu Suraksha Karyakram (JSSK)
  • The initiative entitles all pregnant women delivering in public health institutions to absolutely free and no expense delivery, including caesarean section.
  • The entitlements include free drugs and consumables, free diet up to 3 days during normal delivery and up to 7 days for C-section, free diagnostics, and free blood wherever required. This initiative also provides for free transport from home to institution, between facilities in case of a referral and drop back home. Similar entitlements have been put in place for all sick newborns accessing public health institutions for treatment till 30 days after birth.This has now been expanded to cover sick infants:
  • The scheme aims to eliminate out of pocket expenses incurred by the pregnant women and sick new borns while accessing services at Government health facilities.
  • The scheme is estimated to benefit more than 12 million pregnant women who access Government health facilities for their delivery. Moreover it will motivate those who still choose to deliver at their homes to opt for institutional deliveries.
Housing for All (Urban) missions
  • The government will provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of a loan,
  • The houses under Pradhan Mantri Awas Yojana would be constructed through a technology that is eco-friendly, While allotting ground floors in any housing scheme under PMAY, preference will be given to differently abled and older persons.
National Urban Livelihood Mission (NULM)
  • In the 12th Five Year Plan, NULM will be implemented in all districts headquarter towns (irrespective of population) and all other towns with population of 1 lakh or more as per Census 2011. At present 790 cities are under NULM. However, other towns may be allowed in exceptional cases on request of the States.
  • The primary target of NULM is the urban poor, including the urban homeless.
  • Funding will be shared between the Centre and the States in the ratio of 75:25. For North Eastern and Special Category States (Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, Tripura, Jammu & Kashmir, Himachal Pradesh and Uttarakhand), this ratio will be 90:10.
Maharatna Scheme
  • It empowers mega CPSEs to expand their operations and emerge as global giants.
  • With the introduction of Maharatna Scheme, the Department of Public Enterprises has achieved one of the three tasks identified to be completed within first 100 days programme in respect of their Department.
Members of Parliament Local Area Development Scheme (MPLADS)
  • Projects implemented by government agencies would now be provided 75 per cent of the project cost as the first instalment, while those implemented by non-governmental agencies would be provided 60 per cent.
  • For smaller projects costing less than ₹2 lakh, the entire amount would be released at one go.
  • No project costing less than ₹1 lakh would be sanctioned with exception in the case of essential projects, such as installation of hand pumps, and purchase of computers and their accessories, solar electric lamps, chaupals and equipments.
  • The basket of works that could be taken up under the scheme had been widened to include projects such as the purchase of books for libraries, and ambulances and hearse vans that would be owned and controlled by district authorities.
  • The purchase of Microsoft Office software along with the training of two teachers per school would be now allowed as part of an effort to promote computer literacy in the country.
  • MPs would be allowed to spend up to ₹10 lakh a year on projects in any State or Union Territory other than the one from where they were elected.
  • A limit of ₹50 lakh per annum has been imposed on contributions to trusts and societies so that more money was available for community-related works.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
  • It is a unique initiative by the Government of India that aims to offer 24 lakh Indian youth meaningful, industry relevant, skill based training.
  • Under this scheme, the trainees will be offered a financial reward and a government certification on successful completion of training and assessment, which will help them in securing a job for a better future.
Beti Bachao Beti Padhao
  • Prevention of gender biased sex selective elimination
  • Ensuring survival & protection of the girl child
  • Ensuring education and participation of the girl child
Paramparagat Krishi Vikas Yojana


  • Promotion of commercial organic production through certified organic farming.
  • The produce will be pesticide residue free and will contribute to improve the health of consumer.
  • It will raise farmer’s income and create potential market for traders.
  • It will motivate the farmers for natural resource mobilization for input production.
Sukanya Samriddhi Account or Girl Child Prosperity Scheme
  • It is a small deposit scheme for girl child, as part of ‘”Beti Bachao ,Beti Padhao”’ campaign, which would fetch yearly interest rate of 9.1 per cent and provide income tax deduction Under section 80C of the Income Tax Act,1961.
  • The account can be opened at any India Post office or a branch of some authorised commercial banks.
Swachh Bharat Abhiyan
  • It is India’s biggest ever cleanliness drive and 3 million government employees and school and college students of India participated in this event.
  • Eliminate open defecation by constructing toilets for households, communities.
  • Eradicate manual scavenging
  • Introduce modern and scientific municipal solid waste management practices
  • Enable private sector participation in the sanitation sector
  • Change people’s attitudes to sanitation and create awareness.

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